Tuesday, May 1, 2018

Smart Saver Holiday: Tips for the Budget Traveller

The hotter months have arrived and Facebook is flooded with friends chilling in Bali and other exotic locales. And while you sit glaring at the excel sheet on your laptop, you know that every cell in your body wants to be on a vacation instead. When it comes to indulging in a holiday, it may seem like a huge investment plan. However, with just a little financial planning you can gift yourself a much-needed dose of rejuvenation. Here’s how you can travel without burning a hole in your pocket.

Flight Bookings
While booking the next flight out may seem the perfectly dramatic thing to do, it may not be very practical for your bank balance. Last minute bookings can set you back with almost double the amount. Instead, keep a few flight booking portals on your radar. Watch the trends and keep an eye out for offers. When you feel you are getting the best price – grab it! Of course, booking several days in advance will help you save on flight tickets.
Depending on your budget, you can zero in on your choice of stay. If your budgets are too tight, then opt for a backpacking hostel. Most of these hostels have a youthful, quirky vibe and allow you to meet new and varied people. On the other hand, you may rent out a place via Airbnb, which is much cheaper than hotels. However, if you’ve set your heart on staying in a hotel, it’s better to book it via a travel bookings portal. Usually, they offer thorough discounts and you end up paying a lot lesser than the actual room tariff.
Exchange Skills for Accommodation
What if we told you that you could stay at a gorgeous hotel/hostel for free? Yes, all you have to do is work for them daily for around 3-4 hours and in return get a roof, food and lots of new experiences at no cost. You may find a plethora of properties offering such opportunities, all you need to do is a little research.
Travel Off-season
If your travel is offset with budget constraints, then do not venture into your La La land in the month when tourism is at its peak. It’s most likely that flights, hotels and experiences will be overpriced. Have you seen the ticket prices to Goa in December? Your bank will thank you to travel off-season.
Let Experts Help You
We work to be able to enjoy a good lifestyle and for that purpose we need smart savings. In fact, not just that, you need to be insured so set up a fixed or recurring deposit account, buy term insurance so that you have your own corpus to fall back upon in any unforeseen circumstances.
Aegon Life Insurance Company is world’s one of the most reliable and trustworthy financial services firm. It operates pan-India, so no matter which part of the country you live in, rest assured to get expert assistance. It has come together with Bennett Coleman & Company to provide a local approach along with a global touch to ensure you are able to make wise choices when it comes to money matters.
What’s more, you can now earn more benefits out of your financial investment plans with the help of Aegon Life’s Unit Linked Insurance Plan (ULIP). This plan gives you the best of both worlds—life insurance and investments in the form of stocks, bonds, and mutual funds. A fruitful long-term investment plan, if you want to go on a world tour or invest in real estate, ULIP will definitely be a worthy bet!

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